{"id":3639,"date":"2021-08-25T11:07:39","date_gmt":"2021-08-25T18:07:39","guid":{"rendered":"https:\/\/skyrisere.com\/listings\/?p=3639"},"modified":"2021-08-25T11:07:39","modified_gmt":"2021-08-25T18:07:39","slug":"what-do-experts-say-about-todays-mortgage-rates","status":"publish","type":"post","link":"https:\/\/skyrisere.com\/listings\/2021\/08\/25\/what-do-experts-say-about-todays-mortgage-rates\/","title":{"rendered":"What Do Experts Say About Today\u2019s Mortgage Rates?"},"content":{"rendered":"

Mortgage rates are hovering near record lows, and that\u2019s good news for today\u2019s homebuyers. The graph<\/a> below shows mortgage rates dating back to 2016 and where today falls by comparison.<\/p>\n

\"Rates\"<\/a><\/p>\n

Generally speaking, when rates are low, you can afford more home for your money. That\u2019s why experts across the industry agree \u2013 today\u2019s low rates present buyers with an incredible opportunity<\/a> . Here\u2019s what they have to say:<\/p>\n

Sam Khater, Chief Economist atFreddie Mac, the historic nature of today\u2019s rates:<\/b> points out<\/a> <\/p>\n

\n

\u201cAs the economy works to get back to its pre-pandemic self, and the fight against COVID-19 variants unfolds,<\/i>*owners and buyers continue to benefit from some of the lowest mortgage rates of all-time<\/i><\/b>.\u201d*<\/p>\n<\/blockquote>\n

Mark Fleming, Chief Economist atFirst American, how rates impact a buyer\u2019s bottom line:<\/b> talks about<\/a> <\/p>\n

\n

\u201cMortgage rates are generally the same across the country, so a decline in mortgage rates<\/i>*boosts affordability equally in each market<\/i><\/b>.\u201d*<\/p>\n<\/blockquote>\n

Danielle Hale, Chief Economist atrealtor.com<\/a>, also notes the significance of today\u2019s low rates and to carefully consider their timing:<\/b> urges buyers<\/a> <\/p>\n

\u201c<\/b>Those who haven\u2019t yet taken advantage of low rates to buy a home or refinance<\/i>*still have the opportunity to do so this summer<\/i><\/b>.\u201d*<\/p>\n

Hale goes on to say that buyers who don\u2019t act soon could see higher rates<\/a> in the coming months, negatively impacting their purchasing power:<\/p>\n

\n

\u201cWe expect mortgage rates to fluctuate near historic lows through the summer<\/i>*before beginning to climb this fall<\/i><\/b>.\u201d*<\/p>\n<\/blockquote>\n

And while mortgage rates are still low today, the data from Freddie Mac<\/i> indicates rates are fluctuating ever so slightly right now, as they moved up one week before inching slightly back down in their latest release. It\u2019s important to keep in mind the influence rates have on your monthly mortgage payment.<\/p>\n

Even small increases can have a big impact<\/a> on what you pay each month. Trust the experts. Today\u2019s rates give you opportunity and flexibility in what you can afford. Don\u2019t wait on the sidelines and hope for a better rate to come along; the rates we\u2019re seeing today are worth capitalizing on.<\/p>\n

Bottom Line<\/h2>\n

Mortgage rates hover near record lows today, but experts forecast they\u2019ll rise in the coming months. Waiting could prove costly when that happens. Talk to us at Skyrise Real Estate Group<\/i> to discuss today\u2019s rates and determine if now\u2019s the time for you to buy.<\/p>\n ","protected":false},"excerpt":{"rendered":"

Mortgage rates are hovering near record lows, and that\u2019s good news for today\u2019s homebuyers. The graph below shows mortgage rates dating back to 2016 and where today falls by comparison. Generally speaking, when rates are low, you can afford more home for your money. That\u2019s why experts across the industry agree \u2013 today\u2019s low rates […]<\/p>\n","protected":false},"author":2,"featured_media":3641,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3639","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured","entry","has-media"],"yoast_head":"\nWhat Do Experts Say About Today\u2019s Mortgage Rates? - Skyrise Real Estate Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skyrisere.com\/listings\/2021\/08\/25\/what-do-experts-say-about-todays-mortgage-rates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Do Experts Say About Today\u2019s Mortgage Rates? - Skyrise Real Estate Group\" \/>\n<meta property=\"og:description\" content=\"Mortgage rates are hovering near record lows, and that\u2019s good news for today\u2019s homebuyers. 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The graph below shows mortgage rates dating back to 2016 and where today falls by comparison. Generally speaking, when rates are low, you can afford more home for your money. 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