{"id":3069,"date":"2019-10-08T11:07:29","date_gmt":"2019-10-08T18:07:29","guid":{"rendered":"http:\/\/skyrisere.com\/listings\/?p=3069"},"modified":"2019-10-08T11:07:29","modified_gmt":"2019-10-08T18:07:29","slug":"top-reason-to-own-a-home","status":"publish","type":"post","link":"https:\/\/skyrisere.com\/listings\/2019\/10\/08\/top-reason-to-own-a-home\/","title":{"rendered":"Top Reason To Own A Home"},"content":{"rendered":"<h2>Buying Makes Sense<\/h2>\n<p>One of the benefits of homeownership is that it is a \u201cforced savings plan.\u201d Here\u2019s how it works: You make a mortgage payment each month. Part of that payment is applied to the principal balance of your mortgage. Each month you owe less on the home. The difference between the value of the home and what you owe is called equity.<\/p>\n<p>If your home has appreciated since the time you purchased it, that increase in value also raises your equity. Over time, the equity in your home could be substantial. Recently, CoreLogic revealed that the average homeowner gained more than $65,000 in equity over the last 5 years.<\/p>\n<p>Unlike last decade, homeowners are no longer foolishly tapping into that equity. In 2006-2008, many owners used their homes like an ATM by pulling equity out to purchase new cars, jet skis, or lavish vacations. They were pulling out cash (equity) from an appreciating asset, and then spending it on rapidly depreciating items. That is not happening anymore.<\/p>\n<h2>Over 50% of Homes Have at Least 50% Equity<\/h2>\n<p>The number of homeowners that currently have at least 50% equity in their home is astonishing. According to the Urban Institute, 37.1% of all homes in the country are mortgage-free. In a home equity study, ATTOM Data Solutions revealed that of the 62.9% of homes with a mortgage, 25.6% have at least 50% equity. That number has been increasing over the last five years:<\/p>\n<p><a href=\"http:\/\/skyrisere.com\/listings\/wp-content\/uploads\/2019\/10\/HomeEquity.jpg\"><img fetchpriority=\"high\" decoding=\"async\" data-id=\"3070\"  src=\"http:\/\/skyrisere.com\/listings\/wp-content\/uploads\/2019\/10\/HomeEquity.jpg\" alt=\"Home Equity Trend\" width=\"1280\" height=\"960\" class=\"aligncenter size-full wp-image-3070\" srcset=\"https:\/\/skyrisere.com\/listings\/wp-content\/uploads\/2019\/10\/HomeEquity.jpg 1280w, https:\/\/skyrisere.com\/listings\/wp-content\/uploads\/2019\/10\/HomeEquity-300x225.jpg 300w, https:\/\/skyrisere.com\/listings\/wp-content\/uploads\/2019\/10\/HomeEquity-768x576.jpg 768w, https:\/\/skyrisere.com\/listings\/wp-content\/uploads\/2019\/10\/HomeEquity-1024x768.jpg 1024w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/a><\/p>\n<p>By doing a little math, we can see that 53.2% of all homes in this country have at least 50% equity right now. Of all homes, 37.1% are mortgage-free and an additional 16.1% with a mortgage have at least 50% equity.<\/p>\n<h2>Summary<\/h2>\n<p>Homeownership is different than renting. When you own, your housing expense (the mortgage payment) comes back to you in the form of equity in your home. That doesn\u2019t happen with your rent payment. Your rent helps build your landlord\u2019s equity instead.<\/p>\n<p>Although today, some might be taking a cautious approach to the market, <i>Skyrise Real Estate Group<\/i> remains optimistic about purchasing a home today. Contact us today to learn why it just makes sense to buy. Waiting can be costly.<\/p>\n ","protected":false},"excerpt":{"rendered":"<p>Buying Makes Sense One of the benefits of homeownership is that it is a \u201cforced savings plan.\u201d Here\u2019s how it works: You make a mortgage payment each month. Part of that payment is applied to the principal balance of your mortgage. Each month you owe less on the home. The difference between the value of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3072,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[1,10],"tags":[],"class_list":["post-3069","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured","category-news-updates","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top Reason To Own A Home - Skyrise Real Estate Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skyrisere.com\/listings\/2019\/10\/08\/top-reason-to-own-a-home\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top Reason To Own A Home - Skyrise Real Estate Group\" \/>\n<meta property=\"og:description\" content=\"Buying Makes Sense One of the benefits of homeownership is that it is a \u201cforced savings plan.\u201d Here\u2019s how it works: You make a mortgage payment each month. 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