{"id":2749,"date":"2018-12-25T08:07:16","date_gmt":"2018-12-25T16:07:16","guid":{"rendered":"http:\/\/skyrisere.com\/listings\/?p=2749"},"modified":"2018-12-25T08:07:16","modified_gmt":"2018-12-25T16:07:16","slug":"what-if-i-wait-a-year-to-buy-a-home","status":"publish","type":"post","link":"https:\/\/skyrisere.com\/listings\/2018\/12\/25\/what-if-i-wait-a-year-to-buy-a-home\/","title":{"rendered":"What If I Wait A Year To Buy A Home?"},"content":{"rendered":"
\n
\n

\"2019\"<\/a><\/p>\n

What If I Wait A Year To Buy A Home?<\/h1>\n

National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows<\/a> which has allowed many buyers to enter the market and lock in low rates.<\/p>\n

As a seller, you will likely be most concerned about \u2018short-term price\u2019<\/i>\u2013 where home values are headed<\/a> over the next six months. As a buyer, however, you must not be concerned about price but instead about the \u2018long-term cost\u2019<\/i>of the home.<\/p>\n

The Mortgage Bankers Association<\/i> (MBA), Freddie Mac,<\/i>andFannie Mae<\/i> all project that mortgage interest rates will increase by this time next year. According to CoreLogic\u2019s<\/i> most recent Home Price Insights<\/a> <\/p>\n

Report<\/a> home prices will appreciate by 4.8% over the next 12 months.<\/p>\n

What Does This Mean as a Buyer?<\/h2>\n

If home prices appreciate by 4.8% over the next twelve months as predicted by CoreLogic,<\/i> here is a simple demonstration of the impact that an increase in interest rate would have on the mortgage payment of a home selling for approximately $250,000 today:<\/p>\n

\"Chart\"<\/a><\/p>\n

Bottom Line<\/h3>\n

If buying a home is in your plan for this year, doing it sooner rather than later could save you thousands of dollars over the terms of your loan.<\/p>\n

 <\/div>\n

Contact Us<\/a><\/p>\n

\"SkyriseLogoLrg\"<\/a><\/p>\n

BRE: 02030533<\/p>\n<\/div>\n<\/div>\n ","protected":false},"excerpt":{"rendered":"

What If I Wait A Year To Buy A Home? National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter the market and lock in low rates. 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